Thinking of upgrading to a new and bigger home or maybe purchasing your first home, Condo, Townhouse, many bargains are out here to look at and It takes a fulltime commitment from your REALTORS to find you those bargains. As a Team of fulltime agents, We are able to "work the market" for you, keeping you up-to-date with new listings and conditions as they impact this ever changing and challenging market.

It is a great time to buy, with sellers willing to negotiate and with mortgage rates at a all time low and maybe going lower in the future. Consult with a loan officer now and see if there are any credit issues that need resolved before looking. Use the link located at the top to check out your fico score. It is a secure site offered to you by the top three credit bureaus and it is FREE.

With the down payment assistance programs going away at months end people are panicking, but there are still loan programs available and some with 100% financing, ask about the USDA loan program, or the bond programs still available.

You found the home you would like to purchase but it wont qualify for FHA lending due to the disrepair of the property. But did you know that it may qualify for the FHA 203K program!

Types of repairs, renovations and remodeling that may be financed through a 203k loan include: roofs, gutters, HVAC systems, plumbing, electrical, flooring, non-structural kitchen and bath remodel, interior & exterior painting & siding, appliances, handicap accessibility, window & door replacement, septic & well systems

This is a loan program where the buyer can finance up to $35,000.00 in repairs to the property in conjunction with the home financing. So don't let that house you want slip away talk with your lender today and get together with your agent and start looking today. There are great homes to be had that just need some TLC.

Short sales, lender owned and pre-foreclosures are on the rise and there are great bargains to be had or as some say a cheap home in Arizona is out there awaiting a new owner. We have successfully negotiated short sales and lender owned properties with great ease and fantastic savings, so if you are thinking of purchasing a short sale be patient and a dream home can become a reality at a fair price.

SELLERS

Stuck in a bind, needing out of a home that is worth less and your paying more? If you can afford to stay then stay. After all it is your dream home right! On the other hand, Thinking of trying to get a short sale on your home? Call us we are ready to help you with marketing your home and negotiating a short sale with your lender/lenders. Every home and every lender is unique and our proven short sales experience shows. From the extensive marketing plans to negotiating the best deals for you and the lenders to getting your home SOLD.

As your real estate agents, The CamRic Team will bring many years of experience successfully buying and selling homes in the local Phoenix and Metro Phoenix market. Looking to buy a new build in the area? Builders are giving great incentives right now to buy but we recommend don't go it alone, grab hold of an agent and let one represent you before you go looking as there is much that needs to be explained and examined in purchasing a new home. We know the neighborhoods, schools, market conditions, zoning regulations and what it takes to make the transaction go smoothly.

Thinking of selling your home, let the CamRic Team give you a complete complementary sellers analysis and comprehensive review of your property so you know you will receive top dollar for your home. Use our website for tips on curb appeal, staging your home and getting it ready for sale. First impressions are what count and this website has all the information located within to help you with your next Real Estate Transaction here in Arizona.

Looking to move to the great state of Arizona, check out our movers section ,here you will find links to movers like American Red Ball Transit, relocating families since 1919. Thinking of transporting your automobile check out AATRANSPORT Hank and the crew will be of great assistance in getting your car or cars from your door to your new home here in Arizona.

We sincerely wish you the best in your next relocation whether it be just moving locally here in Phoenix or transplanting here to Phoenix and the surrounding area. Take your time and surf thru our website for many informative issues regarding buying or selling a home in Arizona, and feel free to email us or call us with any questions you may have.

It would be our honor to serve as your real estate agents. As a TEAM we get things done.Let's get together to talk about your home buying and/or selling plans. Call us at the office (Cam 602-380-4994) or my Team partners cell phone (Ric Leone 602-499-1344) or Ginny Gallup (602-399-2278) or you can send us an e-mail to (thecamricteam@thecamricteam.com), we'll set-up a time to meet that is easy and convenient for you .                                  

Cam Wallaert 602-380-4994
cam@thecamricteam.com

Ric Leone 602-499-1344

ric@thecamricteam.com 

P.S. If you're not ready to meet in person, please tour my website. I'm sure you'll find the resources here useful and helpful. Enjoy!